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New construction

Buying new should feel exciting, not like signing something you don’t fully understand

A builder agreement is written by the builder’s lawyer, the upgrade list is priced by the builder, and the closing date can move. None of that is a problem when someone reads it properly first. I have closed more than a hundred new home transactions, so that part is familiar ground for me.

What you actually get

Four things I do that most agents will not

None of this is glamorous. All of it is where new construction purchases go wrong.

I read the contract

Builder agreements are written by the builder’s lawyer. I go through yours clause by clause and tell you plainly which parts you can push on and which you cannot.

I price the upgrades

The upgrade list is where new builds get expensive. I will tell you which ones you genuinely cannot do later, and which you are far better off doing yourself after closing.

I track the timeline

Closing dates move on new construction, sometimes more than once. I keep on top of it so you are not finding out three weeks before you need to be out of your current place.

I protect the deposit

Deposit structures vary a lot between builders. I make sure you understand what you are handing over, when, and what protection sits behind it.

New or resale, straight answer

I sell both. Here is the version I would give a friend.

Buying new

What you gain

A house nobody has lived in, a full warranty, modern insulation and wiring, and the chance to pick finishes rather than inherit somebody else’s. On a new build you are also unlikely to face a bidding war.

The honest trade

What you give up

Mature trees, established neighbourhoods and a known quantity. New subdivisions take years to settle in, landscaping and driveways are often on you, and a resale home lets you see exactly what you are buying rather than a floor plan.

Almost every builder agreement lets them move your closing date. Knowing that early changes how you plan everything else.
From experience, not a brochure
Read these twice

Five things in a builder contract that cost people money

None of these are hidden. They are just written in a way that makes them easy to skim past.

01

The deposit schedule

Builders take deposits in stages, and the total is usually far more than the five percent people expect on a resale. Know every date and every amount before you sign, not after.
02

Closing date extensions

Almost every builder agreement lets them move your closing date, sometimes repeatedly and sometimes by months. Understand how much notice you are owed and what happens to your rate hold and your current home if they use it.
03

How upgrades are priced

Upgrade pricing is set by the builder and is rarely close to market. Some things genuinely have to be done during construction. Many are far cheaper afterward, and I will tell you which is which.
04

Occupancy versus closing

On some builds you take occupancy before you legally own it, and pay a monthly fee in the meantime. That is not rent and it does not go toward your purchase. People are regularly surprised by this.
05

What the warranty actually covers

New homes in Ontario come with warranty coverage, but it is not unlimited and it runs on strict timelines with forms and deadlines. Knowing what to report and when is the difference between a fix and an argument.
Free, no obligation

Send me the builder’s package and I will read it

Agreement, upgrade list, site plan, whatever they have given you. I will go through it properly and tell you what I would push back on before you sign anything.

Where it is happening

New construction across Huron and Perth

Not every town is building. These three are where most of it is going up right now.

Listowel

The most new build supply in Perth County by a distance. The town grew 26.7 percent between the last two censuses and the subdivisions on the edges are where most of that went. See Listowel

Mitchell and West Perth

Newer builds on the outer streets, and the easiest place around here to find genuine one floor living. See Mitchell

Exeter and the south

A wider spread of new construction than most towns this size, running from straightforward family builds up to genuinely upscale homes. See Exeter

Looking more broadly? Start with Perth County or Huron County.